Best Pet Insurance Companies

3 Best Pet Insurance Companies With Pre-existing Conditions

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Have you ever heard of insurance for pets? When we talk about insurance, many think that insurance is only intended for humans. In fact, we can also apply for insurance for our beloved pets.

Although there are not too many insurance companies that provide insurance for pets, the three insurance companies that we will discuss this time actually provide insurance for pets according to their respective terms and conditions so that this will help us in preventing these things from happening. undesirable for pets.

So, do you want to know more about insurance for pets? Let’s look at the following review.

Best Pet Insurance Companies of 2022

pet insurance philippines

Sinar Mas Simas Pet Insurance

The first insurance for pets is Sinar Mas Simas Pet Insurance. Sinar Mas Company itself is one of the large companies engaged in various sectors, one of which is the insurance sector.

Simas Pet Insurance is one of the insurances for pets that functions in providing protection for pets such as dogs and cats from unwanted things, including the risk of death, accidents, theft accompanied by violence, and the risk of legal liability against the third party.

Well, before applying for insurance for pets through Simas Pet Insurance, of course, you must first meet several requirements related to pets, including:

  • The insured dog must have a Stambum
  • Insured cats must have an ICA certificate.
  • The determination of the insured price is based on the purchase receipt
  • If you do not have a purchase receipt, then the replacement is adjusted to the price of the pet shop partner PT. Sinar Mas Insurance
  • There is own risk or risk that is also borne by the Insured at 20% of the approved claim

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Meanwhile, animals registered for insurance also have an age limit, both when making a new policy or when making an extension policy.

For a new policy, pets must be at least 2 months old to 3 years old. Meanwhile, to extend the policy, the animal must be at least 4 years old to 8 years old.

What is Covered?

  • Personal accident, namely the death of an animal caused by an accident
  • Theft, which is a guarantee for the loss of pets caused by theft accompanied by violence
  • Liability to third parties, namely legal liability to third parties caused by guaranteed pets

What Documents Are Required to File a Claim?

  • Claim Form
  • Insurance Policy and Attachment to Endorsement
  • Stambum (Original) for Dogs
  • ICA Certificate for Cats
  • Purchase Receipt

Meanwhile, in the case of filing a claim for three covered events, such as accidents, theft, and liability to third parties, each requires additional different documents.

It should also be noted that this one pet company also provides 6 insurance packages with each having a different sum insured. Want to know more about insurance for pets from the Sinar Mas company? Just visit the official website at

Pet Insurance Policy House

The next insurance company for pets is Rumah Polis Pet Insurance.

Well, one of the products provided by Rumah Polis is insurance for pets. There are three insurance packages that you can choose, each of which is from the package.

Policy Guarantee

  • Compensation for death of pets caused by accidents
  • Compensation for funerals and cremations for animals caused by accidents
  • Compensation for advertising costs and rewards for finding pets that disappeared accompanied by violence
  • Medical and surgical expenses for pets caused by accidents
  • Daily room allowance if pets are required to be hospitalized
  • Third-party legal liability caused by pets

Insurance Terms

  • The age of the insured pet is at least 6 months and a maximum of 8 years
  • The insured pet must have a certificate or official identification issued by the authorized institution
  • The Insured is required to disclose pet data, namely name, gender, age, type of pet, and certificate number or other required data
  • A photo of your pet as a complement to the insurance closure and will be part of the closing document kept by the insurer
  • The pet is in good health, not suffering from bodily injury, not having behavioral problems, or under the care of a veterinarian at the time of insurance coverage
  • The insured is an individual and not a legal entity
  • The coverage period is in accordance with the coverage period listed in the policy overview
  • The claim system used is a reimbursement system

In addition, the Rumah Polis also applies what is called a guarantee exemption for certain cases. Not only that, but the terms of the claim also vary based on the cases experienced by the pets you have.

For more information, please visit the official website at

Figo Pet Insurance

The insurance company for pets that we will discuss last is Figo Pet Insurance. Similar to other pet companies, Figo Pet Insurance also offers protection for your beloved pets.

This insurance company based in Chicago, United States even has a special application that you can download on your cellphone that offers a variety of help you need, from a 24-hour vet in case of an emergency, reminders for things to do. by your pet, to insurance claims.

What is Covered?

  • Fee for consultation and check-up
  • Emergency conditions and hospitalization
  • Operation action
  • Diseases that are congenital or hereditary
  • Cancer treatment
  • Chronic conditions
  • Orthopedics

If you wish to register your pet with Figo Pet Insurance, your pet must be at least 8 weeks old or older, with no age limit.

However, if you want to extend the policy when your pet has reached 8 to 10 years, then you are required to follow the advice of the doctor regarding the health of the animal.

Want to know more information? Immediately visit the official website of Figo Pet Insurance at

Currently, insurance for pets, especially in Indonesia, is still very rare, although, in fact, it is as important as having insurance for yourself and your family members. Because pets are also part of the family, their health and safety must be considered.

Also Read: The Best Car Insurance Companies in the United State

Now, with the presence of these three insurance companies, at least you can feel a little safe because your favorite animal has received the protection it should have.

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